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On top of that, clients for this kind of plan might have serious lawful or criminal histories. It is very important to note that various carriers supply a variety of problem ages on their assured problem policies as reduced as age 40 or as high as age 80 - national seniors insurance funeral plan. Some will also provide higher face values, approximately $40,000, and others will certainly permit better fatality advantage problems by boosting the rates of interest with the return of costs or decreasing the variety of years up until a full death benefit is readily available